I don’t know the laws relating to this, but I can give you an insight into what I consider to be creditor harrassment – phone calls everyday!
I have for the past two months, January & February 2010 received a phone call from Mercers/Calders on behalf of Barclaycard regarding one or both of my credit cards with [...]
I have just had a recent comment from someone saying that they are depressed, I can only assume this to mean that they are depressed about their financial circumstances. Well, as someone that has been through some difficult times with my own finances, I can whole heartedly say, do not despair! Any money worries you [...]
I read an interesting piece in The Times on Wednesday 2 December about a rise in creditors seizing debts from third parties. In this article it states that creditors are taking a more aggressive approach to recovering debts from their borrowers.
According to the article, there has been a 24% rise in the number of applications [...]
A lot of this website is advice about how to write off debts as this is an area I strongly believe in having already written off 25% of my debts and looking to get the other 75% of my creditors to agree to full and final settlements.
However, I appreciate that there are a number of people [...]
During the last couple of years there has been a massive increase in the number of households that find themselves struggling with debts. This is the result of a number of factors:
The credit crunch and subsequent reduction in availability of credit
The recession which has meant many job losses and reduction in household income
Rising household costs thanks to [...]
