I’ve just had an interesting phone call from Calders Financial, who are dealing with my Barclaycard accounts on behalf of Barclaycard. The nice Liverpudlian chap that I spoke to was a little offish with me, and almost accused me of lying about my situation regarding what my income and outgoings were.
I confirmed to him that [...]
These last few days, since about the 27th December, I’ve had various phone calls from Mercers trying to discuss my debts with them. I can’t believe that despite the fact that I’ve already settled one of my Barclaycard accounts for 32% of the outstanding balance, Mercers still seem to think that my situation will improve [...]
I had a text message earlier today from Barclaycard, the message read that I needed to get my account uptodate otherwise they will be taking legal action.
I’ve already made it quite clear to them that I can’t do anything to pay the money back, so they will just have to take legal action. I seem [...]
I received a letter from Lloyds TSB today acknowledging my difficult financial situation – I’m not earning enough money to pay my debts at the minimum payment level – and accepting that it might be useful if they could freeze interest and charges.
It’s only been 18 months of me not paying the full amount. I did [...]
The UK is suffering from a pandemic of credit card debt that is causing severe levels of stress to individuals and an equal amount of headaches for the lenders and debt collectors involved.
If you have credit card debt that you can no longer afford, don’t panic, there are literally thousands of others in your situation. [...]
I had a rather cryptic phone call this morning from Lloyds TSB, regarding a credit card I have with them. They left a voicemail asking me to call them back. It would appear that the letter I sent them a few weeks ago with an offer of full and final settlement has been completely ignored, [...]
