How To Tell If You Are Victim Of Creditor Harrassment
I don’t know the laws relating to this, but I can give you an insight into what I consider to be creditor harrassment – phone calls everyday!
I have for the past two months, January & February 2010 received a phone call from Mercers/Calders on behalf of Barclaycard regarding one or both of my credit cards with them. They have been ringing my home phone and my mobile phone, leaving messages and they have even resorted to sending me text messages.
I have been getting regular text messages from Barclaycard stating that if I do not call them back, they may be forced to take legal action to recover the debt.
Now I know what you’re thinking, that sounds quite bad or scary, huh? Well guess what, they have been sending me these text messages for two months, surely if they were going to take legal action they would have done so by now? It’s quite funny to think that Barclaycards debt recovery process is a complete sham, the boy who cried wolf you could say ;-)
So yes, I think I am most definitely the victim of creditor harrassment, I’m not too worried about it. When I do eventually speak to them, I will state my position that I do feel like I’ve been harrassed by them and am in fact seeking legal action, which I will most likely do just to clarify my position and create a case against them.
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