I’ve just had an interesting phone call from Calders Financial, who are dealing with my Barclaycard accounts on behalf of Barclaycard. The nice Liverpudlian chap that I spoke to was a little offish with me, and almost accused me of lying about my situation regarding what my income and outgoings were.
I confirmed to him that [...]
These last few days, since about the 27th December, I’ve had various phone calls from Mercers trying to discuss my debts with them. I can’t believe that despite the fact that I’ve already settled one of my Barclaycard accounts for 32% of the outstanding balance, Mercers still seem to think that my situation will improve [...]
I have just had a recent comment from someone saying that they are depressed, I can only assume this to mean that they are depressed about their financial circumstances. Well, as someone that has been through some difficult times with my own finances, I can whole heartedly say, do not despair! Any money worries you [...]
I had a text message earlier today from Barclaycard, the message read that I needed to get my account uptodate otherwise they will be taking legal action.
I’ve already made it quite clear to them that I can’t do anything to pay the money back, so they will just have to take legal action. I seem [...]
I received a letter from Lloyds TSB today acknowledging my difficult financial situation – I’m not earning enough money to pay my debts at the minimum payment level – and accepting that it might be useful if they could freeze interest and charges.
It’s only been 18 months of me not paying the full amount. I did [...]
I read an interesting piece in The Times on Wednesday 2 December about a rise in creditors seizing debts from third parties. In this article it states that creditors are taking a more aggressive approach to recovering debts from their borrowers.
According to the article, there has been a 24% rise in the number of applications [...]
