Received A Letter From MHA Collections Regarding Lloyds TSB Platinum Card
Today I received a letter from MHA Collections on behalf of Lloyds TSB regarding my Lloyds TSB platinum mastercard which has been in arrears for quite a while.
The letter statest that they are seeking payment from me to recover the arrears, currently over £1,000, as I have failed to respond to Lloyds TSB’s requests for payment. This is not entirely true, as with all of my creditors, I never shy away from answering their calls or informing them of my situation.
I have written to Lloyds TSB and informed them that I cannot afford the debt, I have even offered them a full and final settlement on it as I cannot imagine I will ever be able to afford the debt on my current earnings.
In this letter, it states that if I do not immediately forward a payment to Lloyds TSB, Sechiari Clark and Mitchell (solicitors) may commence legal proceedings against me.
According to the Law Society website, these solicitors are not registered, they have no results for them in their database of solicitors. According to the Solicitors Regulation Authority website, they have no record of this solicitors firm either. This makes me a bit suspicious, are they a real solicitors firm or are they just debt collectors pretending to be solicitors?
I would have thought that in an area of business that is regulated such as law is, the two main bodies that keep a register of regulated law firms should have this firm listed on their website. I’m happy to be proven wrong, but at the moment I cannot find any trace of this firm being a genuine solicitors firm.
Just as a bit of a sanity check, I searched for the solicitors firm that I used for my divorce and found them listed in the Law Society website, so the search facility does seem to work and contain useful results. I have sent in a request to the Law Society for them to put my fears to rest that the law firm does actually exist, so I should get a response from them soon.
I will update with a follow up to this post when I hear back from the Law Society.