I own a property in Bristol and have just looked on Hometrack to see if similar properties in the area are selling and if so, what sort of prices they are selling for. The results of my search were not great. A couple of properties just up the road from mine have sold in the [...]
I have received a response from the Law Society stating that the solicitors firm in question are now trading under a different name, SCM Solicitors and can be found here on Law Society Website.
Today I received a letter from MHA Collections on behalf of Lloyds TSB regarding my Lloyds TSB platinum mastercard which has been in arrears for quite a while.
The letter statest that they are seeking payment from me to recover the arrears, currently over £1,000, as I have failed to respond to Lloyds TSB’s requests for [...]
This was all over the news yesterday with lots of journo’s getting worked up about the fact that the ruling went in favour of the banks. This is the case of unfair overdraft charges that the banks have been applying to consumers’ bank accounts.
My personal opinion is that when I had little or no money, [...]
The UK is suffering from a pandemic of credit card debt that is causing severe levels of stress to individuals and an equal amount of headaches for the lenders and debt collectors involved.
If you have credit card debt that you can no longer afford, don’t panic, there are literally thousands of others in your situation. [...]
I had a rather cryptic phone call this morning from Lloyds TSB, regarding a credit card I have with them. They left a voicemail asking me to call them back. It would appear that the letter I sent them a few weeks ago with an offer of full and final settlement has been completely ignored, [...]
If you have a blemished credit record, fear not, as with all things in life, there are ways of improving the situation.
First things first, you must find out what you have on your credit record that is causing the problem. To do this, you need to sign up to a credit checking website and get [...]
I had received a bunch of text messages from Barclaycard this week stating that I needed to make a payment ASAP to get my account up-to-date otherwise they would be forced to pass the debt onto a debt collection agency.
As I’ve already stated to Barclaycard in writing, I cannot afford to make the minimum payments [...]
A lot of this website is advice about how to write off debts as this is an area I strongly believe in having already written off 25% of my debts and looking to get the other 75% of my creditors to agree to full and final settlements.
However, I appreciate that there are a number of people [...]
When neogitating with creditors, it is very important to be mature about the situation and realise that as a borrower, you do have a moral duty to repay your creditors. However, if you cannot afford to repay the whole amount borrowed, then you need to accept that fact and communicate it to your creditors.
It is [...]
