Welcome
This is my first entry in what will become a free resource for people looking to eliminate debts.
My story is that I am in the process of writing off my debts as we speak. So far I have agree full and final settlements with two of my eight creditors.
The total amount of debt for these two creditors was in the region of £7,000 and I was able to settle for £2,000 – that’s 28.5% of the balance outstanding!
I have a further six creditors to go, hoping that I can settle with them for a similar, maybe even smaller percentage, will post my settlment figures on here for inspiration, along with guides on what to do to agree settlements with your creditors.

